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How am I going to pay for college ? I want to become a Occupational therapist and would like to not have to pay the college loan for the rest of my life ? But , I used a financial aid caculator and it would come to around 160,000 before interest and if I have the loan for 5 years it would be around 3,300.00 a month for 5 years . At a 9 % Interest rate . Does this seem right ? Also, I want to be a correction officer while I am in college so I have good finacial means while in college but, also do you believe I would be able to do both Occupational therapy and be a Correctional Officer at the same time . Occupational therapist by day and Correctional officer by night . I would be in school for 7 years and then another 5 to pay the loan off. Which means I would be 31 or 32 somewhere around by the time id recieve my masters in Occupational therapy and the loan paid off. Does this seem like a good idea ? I understand I would be majorly over worked but do you believe I could make it through it considering this would be during my younger years and as soon as I'd finish the loan repayment I would work as only a Occupational therapist .
Yes , because I am planning on attending a community college for two years, then I would be forced to attend a private college because the community colleges don't offer course for a full Occupational Therapist just Occupational therapist assistants. And the community college is around 8,000.00 a year and the private is 28,000.00 2 years of Community and 5 years of Private.
You're right to be thinking ahead! It's true that you can probably find a state school that would cost you far less, but if your parents don't have much money, financial aid can often even out the price of a private school anyway. My best recommendation would be to talk with the financial aid departments in the schools you're interested in. The good news is that student loan interest is usually better than 9%, and in some cases the interest is tax deductible. Most people pay their loans for 20-30 years, not 5 or 10. You should also be checking out scholarships and grants. Don't make the mistake of thinking they're only for straight A students, because there are a lot of different types. Some sites to get you started: (huge database of scholarships) (grades don't matter, no application fee) (get family and friends to add your pennsylvania to their grocery savings club accounts or other online shopping accounts and you'll get a small percentage of their normal purchases in the form of college money)
Yes, occupational therapists can treat morbidly obese patients. They treat patients of any size. Most do not work with morbidly obese patients everyday. But that is a possibility if you work in a specialized center for the obese or open your own practice. The first thing the occupational therapist would do is find out what the patient has difficulty with. The patient may have difficulties due to obesity, as well as difficulties due to other medical conditions like a stroke, mental illness, or Alzheimer's. Morbid obesity can make lots of every day tasks extremely difficult. An occupational therapist might recommend the patient widen the doors in their house and build a ramp or strong stair railings outside. The OT might recommend a wheelchair and teach the patient to use it. The OT could help the person figure out strategies to use the bathroom and bath independently. These might be simple things like having the patient sit on the toilet facing a different direction so they can reach down there or using a strong shower chair and flexible shower hose instead of sitting in the bathtub. The OT can also help with figuring out how to arrange furniture so that the person can get around and have company. The person may do better with hard, taller chairs so they can get up more easily than a short, soft recliner. The OT may help the person figure out where to keep their pots and pans so they do not have to bend to reach them. The OT might also help the person learn to cook in the microwave if they can't lift their arms enough to keep from getting burnt from the stove. The OT would also help the person deal with quality of life issues. They would help the person figure out hobbies and ways to socialize despite their disabilities. Do you mean how do you get into this as a person who wants OT, or as a person who wants to become an OT? If you want OT, you would need insurance or government assistance. You would ask your doctor or case manager. Becoming an occupational therapist requires a master's degree. So first you would need a bachelor's degree. Then you would apply to master's degree programs in occupational therapy. There are some schools that allow you to do your bachelor's and master's at the same time. You would need to take prerequisite courses like anatomy, physiology, psychology, sociology, etc, depending on the school. You would also need to get observation hours with a current occupational therapist.
First of all, most student loans give you more than 5 years to pay them off. They give you a long amount of time, a lot like paying off a house. You just need to shop around for loans when it comes time, but most are AT LEAST 10 years for a masters degree program since you have to take out such a big loan. But also remember, that life isn't all about money. If it's something you would like to do, do it. The rest will fall into place, i promise that. Good luck :)
Why in the world would your education be so much? Are you looking at private schools? Go to a state school. It shouldn't cost 160k for you to do this.