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Hey, I'm still not sure how I would go about doing this so I'm curious if this is a way to do it. Is it possible for me to meet up with the seller and go to MY bank (Keybank) and tell them that I'm buying his car (He has another bank that has the title and it's not paid off yet) and would my bank take care of everything that needs done such as getting the title and changing the names etc? I already asked this question but people thought I was going take over the loan but I'm paying for the car in fulland I already have all the money to pay off the car so I don't need a loan or anything. I would go to his bank but he's driving to me because there's no way I can get to him. :( If you have anything you need to know to help answer the question just ask, thanks.
Obtain the payoff information online or by fax from the lender. Make a check out to them in the amount of the payoff and the remainder to the seller. If the seller has no equity, make the entire amount to the lender. This way you have assurances that the vehicle will be paid off. If the loan is with a local bank, go to the bank and make the payoff.
If you are going to take on an encumbered vehicle, I would go with him to his bank, and ensure that he is actually going to repay the car pennsylvania FULL prior to the title being transferred. The last thing you want is to have the car repossessed because he decided to spend the money rather than repaying the bank what is owed to them. Then, when you go to the RTA and change the title, it is an unencumbered vehicle, and you will own it free and clear.
Why are you getting involved in this mess? the buying thing starts from the beginning when you do this the right way-any other way ends up with you paying for his car and if he cant deliver it and you are out the money and it becomes a civil matter with you suing and you are walking/also what if the guy picks you up with the money on you and you get mugged?
I agree with Karen as that is basically what I told you when you asked this same question an hour ago.