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I have a check made out to my name from a company that owed me money. Only problem is that is to my PO Box in another town (have a separate PO Box for Ebay payments & other shipping things). Would my bank cash the check with the PO Box on it? I have an account with them & can give them the account number-just the addresses don't match.
The address is not as relevant as you think. Many businesses have multiple mailing addresses, so this will only raise the brow slightly at the bank. Here's your best course depending on circumstances: If you have a relationship with your local bank: deposit it there. If you don't have a relationship, the ATM is simple, fast, easy, and highly unlikely to arouse suspicion. If you still feel like a criminal, take it to the issuing bank and get come cash money. While tellers don't make a ton of cash, most do not want to be fired for cashing a bad or fraudulent check. The bank does track these incidents and there are ceilings to this type of activity. However a check payable to you with a different address is not a big deal as long as you deposit it. Cashing it on the other hand is more likely to cause suspicion. At any rate, not a huge deal and you shouldn't have any problems.
Most bank tellers don't even check (pardon the pun). Since most bankers are WAY under paid, they really don't give a darn because they are too busy wondering they are going heist to the bank vault in the back to catch up on bills. They will hardly notice, even if the name is mis-spelled, they won't ask for ohio or probably even notice the amount on the check, just process and move on.
Relax! You will not help matters any by telling someone off. It was a mistake by the Fed Reserve, not the bank. The Fed sends the checks out to the banks once they process. You said that you already have an image of it that shows you all the info. Dont try to purposely agitate them by making unreasonable demands for something that you dont even need. It was an error! Not even one that the bank caused, & certainly not the one you are about to try to unload on. Go CALMLY, & let them know what happend, they should be able to fix it pretty quickly for you. You are getting way too worked up over this! If this caused you any fees, they should refund it for you.
Shouldn't be an issue if your ohio is in order Go to the bank that knows you best See a personal banker They can preapprove the check for the teller It will be easier if you are depositing instead of cashing There may be a lag on clearing the check
They should cash your check, I've never had an issue with minor issues such as PO boxes and misspellings.
They will never notice that the address is different just sign the check put your account number under your name and all should be fine.
They should. It depends on the bank. As long as you have an id. Your best bet is to try and if not then ask how you can cash it.
Are you the "payee"? If so, yes they will cash it. If not, change banks.