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I know someone who had their student loans forgiven about 14 yrs ago because they claimed they were totally disabled. A relative who is a doctor signed the forms for them. This person isn't disabled at all though and has been holding a job that includes a lot of physical labor since very soon after the loans were forgiven.This person always somehow gets away with breaking laws that others don't . Should I report them or is it too late for that?
Well I know this person was only seen by his own relative (and another doctor who was a colleague of his relative vouched for him also) and was forgiven all his loans. How do I know? HE told me so! He bragged about it as a matter of fact! He supposedly had a very bad back and would never be able to work again. Btw, while he waited to get his disability payments, he chopped and delivered fire wood for a living. Some bad back, huh?
Thanks, Grimmi Lynn. Yeah, he knew he wasn't disabled. As I said, during the 3 years he was supposedly being monitored, he chopped, split and delivered firewood as well as doing other work "under the table". When the 3 years were over, he suddenly accepted a very physical job as an airplane mechanic which he was previously trained for before he "severely injured" his back! What a miraculous recovery, huh? But hey, a back injury is one of those things that really can't be proven to be real or fake. It is amazing how shady people can get away with things that most people would never even dream of trying. And yeah, his doctor father (who was the one who arranged the forgiveness deal w/the help of some colleagues) knew or at least suspected that he wasn't severely disabled bc he advised him not to engage in the work he was doing at the time, i.e., selling firewood and other physical labor for cash. Btw, this guy in no friend of mine. He's just an acquaintance whom I'll now be considering
After the loans are forgiven, the Department of Education monitors the person to ensure that they do not work/earn money past a certain level. That time period is currently three years. So your friend is past the point where the Department would do anything about it. The only reason they would reconsider it at this point is if the original decision was made fraudulently; meaning the doctor and/or your friend knew that your friend was not disabled and signed off on it anyway or the doctor was not properly certified. Total and Permanent Disability Loan Forgiveness does allow for physical and mental/emotional disability. There are several different ways that your friend could have been disabled and it is true that not all of them might be obvious. But if you are/were close friends it would be likely that you would have an idea if the disability. If your friend cheated the system 14 years ago, he/she was probably part of the reason why a lot of loop holes in the process were closed. Now it is more difficult and goes through several levels of review before the loan is forgiven and then is monitored for three years. And the penalties can be up to 5 years in prison and/or $10,000 in fines.
Under his plan in case your an American operating at a non benefit or Government carrier task it is forgiven after 10 years or in case your hired via individual enterprise twenty years. You have to pay a minimum of 10% of you earnings annually. It will do you no well, I assume you are making $50,000 gross, so that you might must $five,000 in line with 12 months over twenty years earlier than the forgiveness kicks in. Your mortgage will probably be performed in eight years paying $five,000 a 12 months, except It's already there however it does not have the ten% cap on earnings correct now. The handiest men and women so that they can make the most of that is MDs, Lawyers, College professors, consider tank forms, and the ones pseudo mind forms. These are the men and women making the $250,000 a 12 months he promised to tax but he's profitable the riches Americans with forgiveness of debt. The cash they borrow comes from individual banks and secured via US govt so nearly the million buck schooling of a ohio who earns crap for the period of internship however thousands for the period of individual train will probably be paid for John Q Taxpayer! Same with College professors that can run one million up in debt for a establishing revenue of 35,000. It's when they get tenured 7-eight years they started making the 250K however via then they just has to pay three years of truly cash due to the fact schools are protected within the 10 12 months plan. Then she or he can skate out on 800 K of the loans leaving the weight to blue collar employees and small biz....that plan will on no account go and it's disgusting for him to invite the American taxpayer to do that.
Getting a loan forgiven also requires the person to go to independent doctors for evaluations and signatures. The Department of Education tells the borrower which doctor who they want to see... if I were you, i'd worry more about yourself.... and there are other reasons people are considered "disabled" besides physically... it sounds like he is a retard and he (or you) doesn't know it.