We are an immediate loan specialist in Byram, and we are quicker and more advantageous than run of the mill retail facade banks since we're based on the web and are open constantly. No compelling reason to sit tight for "ordinary business hours" or invest energy flying out to the store — our short application can be finished in not more than minutes. You can even apply from a cell phone while you're in a hurry!
We can loan up to $500 to Byram occupants, in view of qualifying elements. On the off chance that endorsed, your credit will be expected on your next payday that falls in the vicinity of 10 and 31 days after you get your advance. Nitty gritty data with respect to expenses and reimbursement is accessible on our Rates and Terms page. As you consider whether an advance is proper for your prompt needs, you ought to likewise investigate other subsidizing alternatives. A payday credit is a genuine budgetary duty, and not an answer for long haul issues. Getting from a companion of relative may be a superior alternative.
I had a capital one card when i was 18. no smart. it was charged off after non-payment. it was sold to a collection company. the 300.00 has turned into 700. is there any way i can get this back down to 300.00, pay it off, and POSSIBLE get another card now that im a responsible (25 year old) that wants to better my life. I really don't want to pay asset acceptance because I want capital one to know that I want them to re approve me... details as follows. CAPITAL ONE BANK USA NA #48 PO BOX 30281 SALT LAKE CITY , mississippi 84130 (800) 955-7070 Balance: $0 Date Verified: 05/2009 High Balance: $764 Collateral: SLDTO ASSET ACCEPTANCE LLC Credit Limit: $300 Past Due: $0 Pay Status: >Payment After Charge Off/Collection< Account Type: Revolving Account Responsibility: Individual Account Date Opened: 04/2006 Date Closed: 07/2007 Loan Type: Credit Card Remark: Purchased by another lender Estimated date that this item will be removed: 02/2013
When a credit card defaults (called a "charge off"), the damage to your credit has been done and it cannot be undone by later paying back the debt. Paying back this debt will not remove it from your credit report. A charge off stays on your credit report for 7 years from the original date of default, even if you pay the debt back in full. At best, your credit report would be updated to Paid/Settled R9 Charge Off status with a $0 balance, still bad but a little bit better. - CapitalOne is almost certainly not going to approve you for a new credit card if you have a history of defaulting with them in the past - If CapitalOne sold your account to Asset Acceptance, then they are no longer entitled to any payments. You'd have to pay Asset. You may want to let this slide being that paying the debt won't do any good. Educate yourself on the statute of limitations: you decide to pay, here is how to settle credit card defaults:
This Site Might Help You. RE: Capital One Acct Charge Off? i had a capital one card when i was 18. no smart. it was charged off after non-payment. it was sold to a collection company. the 300.00 has turned into 700. is there any way i can get this back down to 300.00, pay it off, and POSSIBLE get another card now that im a responsible (25 year old)...
Your best bet is to contact Asset by mail...not email. Tell them you want to pay this debt before it is sent to the credit bureaus. Paying this won't remove the cap one damage, but it will keep a collection from reporting too, if they agree to not report it. One more thing...don't worry about getting another Cap One card, they're not a great product, trust me. And they like to blacklist people too. Don't waste a hard inquiry with them. Oh, and one more last thing! You posted: "Estimated date that this item will be removed: 02/2013" Save yourself some grief & high interest rates. TRY not to app for anything until this drops off! Mine fell off a few months early & you only have a year & 1/2. That's short time, my friend. :0)