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I don't see others than finance companies lending you money. Bad credit mortgages are possible, if : - you bring a huge downpayment (50%+) or - you have a co-signer or - you have enough assets to secure the loan. Good luck !
Each state is a little different so check with a good mortgage company. Typically, you will need at least a 600 score to qualify for a 100% financing on a regular home. On a mobile home it will depend on whether its on its own land or if it is in a trailer park. If its on its own land, then the only way I know of to get 100% financing is through FHA. If it is in a trailer park then I am not aware of any lender that finances 100% of a trailer in a trailer park. I do loans just like that in CA. Many people who buy trailers are finance in part or totally by seller carried financing. Lets say you get 80% of the purchase price ($80000 in this case) through a conventional lender (which with your credit score, you should qualify for). Most lenders want you to put down a minimum of 10% but some do not require it. Anyways, if the seller is willing to take a note or second mortgage of $20,000, then that would make a 100% loan. The seller would recieve monthly mortgage payments until the $20,000 is paid off. This is done all the time out here in mississippi and unless there is a law against it in mississippi then you should be able to do that there. I have added a link to a mortgage company that may be able to help you. Good luck my friend.
The term is not no money down, if your score is low, but a second mortgage. It makes the purchase real expensive, even, if you got a good deal on the price. A better avenue would be to seek a grant. Also, I do not know your income stream and living conditions, those are all factors that come into play in underwriting a loan.
Your chances are not good, given that you are buying a trailer, which tends to depreciate over time, rather than appreciate. All I can suggest is contacting a financial institution to see what they can offer to you.
I found a great resource for buying with no money down from single family, mobile homes, etc., regardless of income or credit situation.