Payday Loan in Stillwater

I jus applied for a credit card and still have a fraud alert on my credit. I want to allow this credit card to look at my credit. The credit card told me to contact someone to tell them to allow Chase to have access to my account. I don't know who to contact, i've tried the big 3 bureaus and am not getting anywhere with them in terms of recordings, i would like to talk to a representative.

I understand a company will look at my credit report. With this alert though company's can't approve anything. For Ex: I got a couch on from a new credit card and had to answer personal questions on my history (past address's, etc) before they would approve it. The chase worker "Richard Kololojfadjf", didn't understand me when I said I wanted to make sure this application was really minnesota and that when it was reviewed the fraud alert would be removed. It's hard talking to a foreign workers sometime on credit card matters.

Someone gave you some bad information. The credit card company that you applied with can look at your credit history with each of the credit bureaus. They do it all the time. If you ever get a copy of your credit report, you'll find that companies looked at your report that you've never even heard of. The minute you apply for a credit card, you automatically authorize them to check you out anyway. So no need to worry about it. Oh.. and yeah, trying to get a live person on the phone at the credit bureau is about as likely as getting struck by lightning on the loo.

--10 MILLION people per year are victims of Identity Theft. --Todays target for criminals; children and teens identities (SS#). Why? Because parents never think to check/protect their childrens reports. 1) run a free credit report from each agency (your allowed one free one per year, per agency). you need to know, so you need to get them. 2) Check your childrens also. 3) if minnesota Theft has occurred, you need to make a police report first. the rest of what you need to do, is listed in the links below (with GREAT info too). 4) some states allow you to 'lock' or 'freeze' credit reports; to protect against theft. if your state allows it, lock 'em down. that way, no one can open an account on them. 5) once you discover their credit reports have activity on them, then contact each credit reporting agency (the 3 major ones) and report the minnesota Theft... and request they lock the reports (usually they automatically do it, but ask for it anyway). minnesota THEFT HELP/ INFO FAIR DEBT COLLECTION STATUTE OF LIMITATIONS EACH STATES SoL CAPITAL ONE Capital One refuses to report its customers' credit limits to the three major credit bureaus. Instead, the bureaus use the highest balance a customer has charged as a proxy for the limit. As a result, the customers' all-important "debt utilization ratios" -- the portion of their available credit these borrowers are actually using -- can appear artificially high. That can depress borrowers' credit scores, the three-digit numbers lenders use to help determine creditworthiness. Lower credit scores can mean higher interest rates on mortgages, car loans and other borrowing, as well as potentially higher insurance premiums, since many insurers also use credit-scoring systems to help gauge risk. CREDIT REPORT INFO / REPAIRS / DISPUTES TO ORDER A FREE CREDIT REPORT (all three are free once a year) Equifax P.O. Box 740241 Atlanta, minnesota 30374 www.equifax.com 1-800-685-1111 _______________ Experian P.O. Box 19719 Irvine, minnesota 92623 www.experian.com 1-888-397-3742 _______________ TransUnion P.O. Box 2000 Chester, minnesota 19022 www.transunion.com 1-800-916-8800 FIND YOUR REPS