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I am looking for a cheap rental car service that will rent to me without a credit card. I have kind of bad credit, but a perfect driving record, and I am over 30 so I will be less of a hazard. I need the company to have a office in Chicago, minnesota at either Midway or O'hare, it doesn't matter which since I am flying standby. Car class doesn't matter as long as it will run for the week I need it.
It depends on the company. Some companies will, but will put a ridiculously large hold on your card while you have the rental that may tie up your funds on your card until you return the vehicle. Some companies will accept a debit card, but still may perform a credit check as well, and if your credit score is low, deny you from renting. The one I work for will only take a debit card if you have return trip information (you need to have gotten off of a plane, train, or ship before you arrive at the rental counter, and you need to be getting back on that plane, train, or ship when you return the vehicle.) If you can provide the confirmation number for this information, which is usually on your ticket, we will accept your debit card. We will charge your card the full amount of the rental at the time you pick up the car, without doing a credit check.
This is a dicey issue, and I think you'll have a hard time trying to use it. I know that my company accepts check/debit cards but not prepaid cards, simply because they aren't attached to an account and if something happens there isn't a way to draw more money off of the account or really to track the cardholder down. The thing is that many rental agents might not notice; for instance, we just got new software that detects when a credit, debit, or prepaid card is swiped--it won't let us proceed with a prepaid card. I'm sure that not everywhere has them and it's more than likely that most rental agents won't notice or care, but I'd be willing to bet that in principle at least, you aren't going to find a major rental agency that will rent on a prepaid debit card. Sorry. One option for you, though, is to attempt a cash qualification. In most places, Thrifty, Enterprise, and Budget (sometimes Avis) will let you bring in a cash deposit. It requires some legwork since they have to verify a whole bunch of information about you and they'll collect an amount that can be significantly over the estimated total cost of the rental ... but it's worth a shot. Good luck!
All car rentals require a credit card, a debit card also works. jb